Today's 40 Year FirstHomes Rates*
Income Rate APR
Up to $30,000 5.250% 6.530%
$30,001 - 35,000 5.500% 6.650%
$35,001 - 40,000 5.750% 6.760%
$40,001 - 45,000 6.000% 6.830%
$45,000 - Limits 6.250% 6.870%

*30 year term rates are as much as .375% lower.

Click here for more details and other program rates.

Loan Servicing
Customer CareNet
Click the button above to access and manage your account easily and safely.

Para La Información En Español
Community Resources

HELPING RHODE ISLANDERS

Rhode Island Housing is a self-sustaining public agency, which generates its own operating income, without state funding. Everything we earn is reinvested to meet the needs of our state. Together with our partners, we work to ensure that all people who live or work in Rhode Island can afford a safe, healthy home which meets their needs.

WHAT'S NEW

Rhode Islanders Urged to BuySmart

Bill To Protect Seniors Becomes Law

Dramatic Transformation Unveiled at Harris House in Cranston

More than 120 Homes for Seniors Preserved in Woonsocket

Former Summer Camp Becomes Year-Round Homes for 40 Families

Former Funeral Home Transformed into New Homes for the Homeless

FOR HELP GETTING OUT OF HOUSING TROUBLE

Click the button above for a list of important phone numbers and directions to Rhode Island Housing

 keepspace.org
Equal Housing Lender
Equal Housing Opportunity
Don't Borrow Trouble - A Public Education of campaign Rhode Island Fair Housing Rhode Island HousingWorks